Notice of Claim More Than 30 Days After Loss To The Insurance Company Is Not Grounds To Deny Your Claim

Your insurance company must show substantial prejudice to deny your claim when you provide notice of claim more than 30 days after loss. The reason you are required to present a claim under your insurance policy within 30 days is to prevent fraud.

The purpose of the proof of loss requirement is to give the insurance company the necessary facts to facilitate its investigation of a claim of loss after it has received notice of the claim.

To show substantial prejudice the insurance company has to show the delayed notice and proof of loss impaired its ability to investigate and settle the claim.

If your claim has been wrongfully denied call us today for your free consultation with a partner. No recovery. No Fee.

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