Under California law all contracts requires each contracting party to refrain from doing anything to injure the right of the other to receive the agreement’s benefits.
An insurance company breaches the contract when it fails to give its policyholder’s interests at least as much consideration as it gives its own interests. An insurance company breaches the contract when it fails to fully investigate the insured’s claim and the basis for its denial.
If it can be shown that your insurance company acted unreasonably or without proper cause. You could be entitled to additional damages for emotional upset, attorney fees, and punitive damages.
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