The renewal of a policy is in effect a new contract between your insurance company and the policyholder on the same terms and conditions as the original policy. Your insurance company decides to change the terms in the renewal policy it must give notice of the changes prior to the policy coming into effect. If your policy is renewed without notice of a change in its terms, the policyholder is entitled to presume that the renewal policy is the same as the original.
The notice provided by your insurance company must clearly state the changes in coverage in the renewal policy. The changes identified in the notice must be conspicuous to the reader and stated in language that is plain and clear.
If your insurance company has wrongfully denied your claim based on a renewal policy call today for a free consultation with a partner. No recovery. No fee.