Commercial General Liability policy is often referred to as a business general liability policy that provides liability insurance for businesses.
Your Commercial General Liability policy has two essential parts: the insuring agreement that identifies the risks that are covered, and the exclusion portion that excludes coverage for risks that are not covered by the policy.
When you are sued by someone as a result of your business activity if there is a potential for coverage under your Commercial General Liability policy your insurance company is obligated to provide a defense for you.
The duty to defend has always been interpreted broadly in determining whether or not your insurance company has to provide a defense to a lawsuit. The policyholder must prove the existence of a potential for coverage, while your insurance company must establish the absence of any such potential coverage.
If the insurance company has denied your claim for a defense to a lawsuit call today for your free consultation with a partner. No recovery. No fee.