In California a Prerequisite to Receiving Insurance Benefits Under a Homeowner’s policy is to Submit to an Examination Under Oath

Your Homeowner’s policy requires that you submit upon demand by your insurance company a statement under oath. A policyholder that fails to submit to a statement under oath breaches the insurance policy. Failing to answer material questions during the statement may also be considered a breach of the insurance policy. Your policy contains a cooperation clause, refusing to provide a statement under oath and or refusing to answer material questions could be considered a violation of the cooperation clause. Unless there is a reasonable excuse for not providing a statement or answering material questions your claim maybe denied for failing to cooperate.

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